If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3. Any outstanding balance plus the interest will now become payable on your account.Īs the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. What happens after the delayed payment period? If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. How do I make a Buy Now Pay Later payment? To make a full or partial payment simply log into My Account, choose “Make a payment”, select “Pay Buy Now Pay Later” and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your Very account. Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period. How to avoid paying interest? You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. This means you will pay interest on interest. The interest will be added to your account as a lump sum at the end of the delayed payment period. How is interest calculated? Interest is calculated from date of order and compounded daily. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).īuy Now Pay Later for 9 months when you spend £50 or moreīuy Now Pay Later for 12 months when you spend £300 or more If you still want to try the semi-homemade route you can also find a long-sleeved green onesie and pant set and add a yellow onesie over it.Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. (Update: When we did this 4 years ago, there was no baby ninja turtle costume specifically, but seems like there are more options on Amazon now. This costume was such a hit at our baby Halloween party! To share with friends, please click on the image below. We used white felt and black felt to make our “R” for Raphael pop. Tie the headpiece comfortably on baby, and hot glue a piece of round cardboard to the belt. (this post contains affiliate links) Getting turtley ready □Īfter cutting up a red tshirt and adding a turtley-awesome belt made of cardboard and felt, this is what we ended up with below. A plain turtle costume we bought online here. RELATED: DIY Frankenstein Costume for Toddlersīelow is what we started with. Well the semi-DIY route at any rate, since we found the cutest sea turtle costume online and transformed it into an adorable teenage mutant ninja turtle, ahem, Raphael to be exact! We couldn’t find what we were looking for anywhere, so decided to go the DIY route. They’ve been a part of both mommy and daddy’s childhood so had to be passed down to our little boy. So of course TMNT came to mind (teenage mutant ninja turtles, that is!). So I’m joining in the fun here, □ and posting some pictures from my little Chili’s first Halloween! We were looking for the perfect costume (aka cute-as-can-be with a special homemade touch). How could a new mom not want to get the most adorable baby costume possible? Such a fun and proud moment for all first-time moms! A chance to show off your adorable bundle of joy in the cutest of costumes. Oh the very first Halloween photos of baby.
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